Another Great health food restaurant franchise ArticleConsumer Driven Health Plans Slow To Catch On
The healthcare industry, and especially health insurance companies seem to love acronyms; and two you are likely to hear or read a lot more about in the coming years are CDHP and HSA ? for Consumer Driven Health Plans and Health Savings Accounts. They are the vanguard of the new movement of consumerism in healthcare. Which after years of insurance companies in command of most decisions regarding healthcare, seeks to return more control to consumers. The idea is that as they have in other areas of the economy consumers themselves can do much to help to control and bring down the costs of healthcare. It is a rather ambitious goal, and yet ?we the people? are the only ones in the equation that have yet to have been given a shot at reducing health insurance and healthcare costs, while the insurance companies, healthcare providers, and the government certainly have not done such a great job.
In many parts of the country insurance companies have embraced the idea of Consumer Driven Health Plans. While it is debatable if their motives are truly to empower consumers or just to shift more of the cost of healthcare to them, many of these programs do have merit. The problem is consumers and businesses alike, have been very slow to participate. And this according to experts in the filed is primarily due to a lack of understanding of how they work. The cornerstone of the consumerism model in health insurance is the HSA coupled with another acronym ? the HDHP, High Deductible Health Plan. Basically the idea is to set aside funds in pre-tax dollars to pay for out of pocket medical expenses, until you reach a high deductible usually at least 1500.00 to 2000.00 dollars, when the health benefits of the plan kick in. This makes for more affordable health coverage as the premiums attached to the HDHP?s are significantly lower then other policies offering similar benefits. But consumers have not embraced the idea. And those that do, mainly do so primarily for the obvious advantage of the lower premium, and fail to see the other aspect of the concept, the HSA as a Tax Free annuity.
Experts and industry watchdogs agree that it can be complicated, and it falls on the insurance companies themselves to help educate consumers on the advantages and benefits of Consumer Driven Health Plans. And many of them are heeding the call. For example Humana now counts among its customer service staff a telephone robot named Eliza that calls members to tell them about money saving initiatives like low-cost drug alternatives. According to Beth Bierbower, Humana's vice president of product innovation, Eliza has saved members over $11 million over the last 18 months. Similarly, United Healthcare has initiated a program that tracks the type of care it sees its members are using most often, and provide information accordingly. So for example on monthly statements members with diabetes are reminded to go for annual foot and eye exams.
Putting consumers in the driver seat to make more of their own decisions regarding health insurance and healthcare costs may very well prove to be a great idea down the road. However, getting there safely and efficiently as with any new driver will require some proper training, and that will only come with concerted efforts by the insurance companies, and state and federal officials.
Recommended health food restaurant franchise ItemsAquaSport SPF30+ 1 oz by All Terrain

Authorised vendor . . If your idea of fun involves lots of water . (kayaking, surfing, triathlons, windsurfing or just hangin' at the beach, etc.), . then we designed waterproof and sweatproof AquaSport SPF30 Waterproof Sunblock . is for you. Its unique super dry formula ensures a non-slip grip on your . surfboard, paddle, fishing rod, ski rope, or whatever equipment you rely on in . the water. And our formula won't run into your eyes, but if you do get it in . your eye, it won't sting. Sun and water are hard on skin, so we added . antioxidants and moisturizers to AquaSport to promote healthy
Authorised vendor . . If your idea of fun involves lots of water . (kayaking, surfing, triathlons, windsurfing or just hangin' at the beach, etc.), . then we designed waterproof and sweatproof AquaSport SPF30 Waterproof Sunblock . is for you. Its unique super dry formula ensures a non-slip grip on your . surfboard, paddle, fishing rod, ski rope, or whatever equipment you rely on in . the water. And our formula won't run into your eyes, but if you do get it in . your eye, it won't sting. Sun and water are hard on skin, so we added . antioxidants and moisturizers to AquaSport to promote healthy
Price: 4.99
Emergen-C Tangerine Power For Joints 36 Pkts by Alacer

Authorised vendor Emergen C is primarily an antioxidant used to help relieve infections, bruising, colds & flu, sinusitis, sore throats, blood clots, arthersclerosis, high blood pressure, physical and mental stress, weak immune system, cholesterol levels, liver toxicity and collagen formation with added vitamins, minerals and electrolytes. Emergen-C is widely used by athletes and people in all walks of life to provide nutritional support for a great variety of needs, such as starting the day, jogging, weight lifting, general stress, even to help ward off the late afternoon let-down! Emergen-C
Authorised vendor Emergen C is primarily an antioxidant used to help relieve infections, bruising, colds & flu, sinusitis, sore throats, blood clots, arthersclerosis, high blood pressure, physical and mental stress, weak immune system, cholesterol levels, liver toxicity and collagen formation with added vitamins, minerals and electrolytes. Emergen-C is widely used by athletes and people in all walks of life to provide nutritional support for a great variety of needs, such as starting the day, jogging, weight lifting, general stress, even to help ward off the late afternoon let-down! Emergen-C
Price: 18.49
Terragloss Garnet 0.42 Oz by Alba Botanica

Authorised vendor Luscious, glistening lip gloss that colors your lips beautifully with a natural, bronze shimmer. Long-lasting gloss to moisturize lips with a taste of vanilla..
Authorised vendor Luscious, glistening lip gloss that colors your lips beautifully with a natural, bronze shimmer. Long-lasting gloss to moisturize lips with a taste of vanilla..
Price: 5.95
Super Cla 1400 60 Softgels by Action Labs

Authorised vendor For maximum results, Super CLA 1400� dietary supplement should be used together with a healthy lifestyle, exercise, and diet. .
Authorised vendor For maximum results, Super CLA 1400� dietary supplement should be used together with a healthy lifestyle, exercise, and diet. .
Price: 31.29
Grime Bar Soap 4 oz by All Terrain

Authorised vendor Great for heavy dirt, grime, grease and grit. Extra cleansing power (peppermint and pumice) plus Hemp Oil leaves you deeply clean yet moisturized.
Authorised vendor Great for heavy dirt, grime, grease and grit. Extra cleansing power (peppermint and pumice) plus Hemp Oil leaves you deeply clean yet moisturized.
Price: 5.99
Sun Care SPF30 Water Resistant 1 Oz by Alba Botanica

Authorised vendor This non-greasy, water-resistant formula provides maximum protection against the environmental factors that lead to premature aging. High levels of micronized zinc oxide provide broad-spectrum protection from damaging UVB and UVA rays, while Vitamin E and allantoin soothe, soften and heal.. ..
Authorised vendor This non-greasy, water-resistant formula provides maximum protection against the environmental factors that lead to premature aging. High levels of micronized zinc oxide provide broad-spectrum protection from damaging UVB and UVA rays, while Vitamin E and allantoin soothe, soften and heal.. ..
Price: 3.98
Weathershield Spf30 1 Oz by All Terrain

Authorised vendor WeatherShield Skin Protectant/Sunscreen protects from the drying effect of sun, wind and cold weather and is effective for any kind of outdoor activity that exposes skin to harsh conditions .
Authorised vendor WeatherShield Skin Protectant/Sunscreen protects from the drying effect of sun, wind and cold weather and is effective for any kind of outdoor activity that exposes skin to harsh conditions .
Price: 5.99
Super Ginkgo Biloba Plus Gotu Kola 100 Caps by Action Labs

Authorised vendor Super Ginkgo Biloba Plus� with Gotu Kola is intended to provide nutritive support for normal brain function and circulation. .
Authorised vendor Super Ginkgo Biloba Plus� with Gotu Kola is intended to provide nutritive support for normal brain function and circulation. .
Price: 24.99
Body Lotion Very Emollient Daily Shade Formula SPF16 32 FL Oz by Alba Botanica

Authorised vendor This unique, therapeutic formula blends certified organic aloe vera, green tea and chamomile extracts with natural plant emollients and vitamin antioxidants to soothe, nourish and revitalize dry, sensitive skin. Fortified with alpha hydroxy acids to help exfoliate dull surface cells and stimulate circulation for a fresh and healthy appearance. Provides effective SPF 16 sun protection, yet is light textured and non-greasy..
Authorised vendor This unique, therapeutic formula blends certified organic aloe vera, green tea and chamomile extracts with natural plant emollients and vitamin antioxidants to soothe, nourish and revitalize dry, sensitive skin. Fortified with alpha hydroxy acids to help exfoliate dull surface cells and stimulate circulation for a fresh and healthy appearance. Provides effective SPF 16 sun protection, yet is light textured and non-greasy..
Price: 27.79
Herbal Armor Bug & Sun SPF15 4 oz by All Terrain

Authorised vendor Herbal Armor Outdoor Protection Insect Repellent SPF15 Lotion offers a time released insect repellant containing five essential oils in a pleasant smelling, non greasy formula that also provides protection against the sun's harmful rays. Herbal Armor Outdoor Protection Insect Repellent SPF15 Lotion is Water and Sweat resistant sunscreen. Herbal Armor natural Insect Repellent SPF 15 offers complete outdoor protection. This Time Release formula delivers long lasting protection form biting insects and broad spectrum protection from UVA and UVB rays that may contribute to skin da
Authorised vendor Herbal Armor Outdoor Protection Insect Repellent SPF15 Lotion offers a time released insect repellant containing five essential oils in a pleasant smelling, non greasy formula that also provides protection against the sun's harmful rays. Herbal Armor Outdoor Protection Insect Repellent SPF15 Lotion is Water and Sweat resistant sunscreen. Herbal Armor natural Insect Repellent SPF 15 offers complete outdoor protection. This Time Release formula delivers long lasting protection form biting insects and broad spectrum protection from UVA and UVB rays that may contribute to skin da
Price: 8.99
Rooibos Gift Pack 4 Items Kit by African Red Tea Imports

Authorised vendor (ROOIBOS GIFT PACK 4 ITEMS by African Red Tea Imports).
Authorised vendor (ROOIBOS GIFT PACK 4 ITEMS by African Red Tea Imports).
Price: 112.59
Air Freshener Silver Spruce 4.6 Fl Oz by Air Therapy (Mia Rose)

Authorised vendor Air Therapy Silver Spruce is a concentrated, long-lasting, non-aerosol air freshener infused with essential oils of citrus, spruce and fir to add cheer, calm and comfort to the atmosphere during the holidays or throughout the year..
Authorised vendor Air Therapy Silver Spruce is a concentrated, long-lasting, non-aerosol air freshener infused with essential oils of citrus, spruce and fir to add cheer, calm and comfort to the atmosphere during the holidays or throughout the year..
Price: 6.99
Foot Revival Soak 16 oz by Abra Therapeutics

Authorised vendor Because the feet support the entire body weight, they are subject to a great deal of hard work and pressure. Concrete floors, tight shoes, and overexertion will contribute to the condition of sore feet. Foot Revival Soak is a combination of essential oils and herbs that provide fast and soothing relief..
Authorised vendor Because the feet support the entire body weight, they are subject to a great deal of hard work and pressure. Concrete floors, tight shoes, and overexertion will contribute to the condition of sore feet. Foot Revival Soak is a combination of essential oils and herbs that provide fast and soothing relief..
Price: 13.99
News about health food restaurant franchiseGrill’d finds health and convenience focus serves it well - Australian FoodMon, 29 Sep 2008 07:00:54 GMT
First of three Indigo's for Miami. - 4HoteliersTue, 30 Sep 2008 00:00:18 GMT
First of three Indigo's for Miami.4Hoteliers, Hong Kong - 14 hours agoGuests can dine in casual elegance within the intimate restaurant, while relaxing in one of the hotel's oversized lobby chairs or in their room. ... |
National Restaurant Association Announces Winners of 10th Annual Restaurant Neighbor Award for Commitment to Community ... (PR Newswire via Yahoo! News)Tue, 23 Sep 2008 18:00:00 GMT
The National Restaurant Association today announced the winners of its 10th annual Restaurant Neighbor Award, which recognizes restaurants for outstanding community service. Honored at an award ceremony during the Associations Public Affairs Conference in Washington, D.C., the winners each received a $5,000 donation to their cause. The winners are: Chilis Grill & Bar, headquartered in Dallas, ...
0 Comments:
Post a Comment
<< Home